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Loan Rates

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Loan Products

Used Vehicles
Effective Date: Saturday, December 21st, 2024
Credit ScoreInterest Rate
726 - UP 8.25%
705 - 725 9.25%
670 - 704 12.00%
635 - 669 15.00%
610 - 634 17.00%
609 - DOWN 18.00%

Recreational Vehicles
Effective Date: Saturday, December 21st, 2024
Credit ScoreInterest Rate
726 - UP 9.00%
705 - 725 10.00%
670 - 704 12.50%
635 - 669 16.00%
610 - DOWN 18.00%

New Vehicles & Recreational Vehicles
Effective Date: Saturday, December 21st, 2024
MUST HAVE AT LEAST A 705 CREDIT SCORE (A+ & A GRADE)
YearTerm
2024 & 2023 5.85%
2022 & 2021 6.60%
2020 & 2019 7.35%

Shared Secured Loans
Term
2.000% HIGHER THAN THE RATE PAID ON THE CURRENT
MAXIMUM RATE OF REGULAR SHARE ACCOUNTS

Unsecured Loans
AmountTerm
$250 - $2,500 WITH AN INTEREST RATE OF 20.000%

Real Estate
Effective Date: Saturday, December 21st, 2024
Credit Score20 YRH.E. 0-60H.E. 61-120
725 - UP 8.00% 9.00% 10.00%
675-724 8.25% 10.00% 12.25%
650-674 9.50% 11.85% 13.20%
600 - DOWN 11.50% 13.00% 14.00%

LOANS ARE SUBJECT TO A 0.25% LOWER INTEREST RATE IF AN ACH
PAYMENT IS SET UP. THIS EXCLUDES THE UNSECURED, MORTGAGE, AND
SHARE SEUCRED LOANS. IF THE AUTOMATIC PAYMENT IS STOPPED
THE INTEREST RATE WILL BE RAISED BY 0.25%.